Account Specials

*Promotional offer is valid from 10/1/2024-12/31/2024. Only one offer of each per eligible customer and household per 12-month period. Account opening and other transactional requirements must be met. All bonuses will be paid within 60 calendar days of verification that the requirements have been satisfied for each offer. 1. To receive the $200 bonus, you must open a new Home Town Premier Checking or Home Town Free Checking, with Direct Deposit. Direct Deposit must be the entire amount from a recurring Payroll, Social Security, and/or Pension (minimum of $500 monthly Direct Deposit). Direct Deposit must be completed within 45 calendar days from the date that the account was opened. Minimum of $50 to open a Checking Account. Home Town Premier Checking: $5 Monthly Service Charge. Monthly service charge is waived if there is a reoccurring direct deposit as described above or a monthly average collected balance of $500. Minimum daily collected balance of $500 to earn an Annual Percentage Yield (APY). APY is 0.01%, current as of 9/26/2024, and subject to change at any time. The rate may change after the account is opened. Fees may reduce earnings. Home Town Free Checking: Does not earn interest. 2 - Home Town Savings Account: Club Accounts excluded in this promotion. To receive the $100 bonus, you must open a new Savings Account with a minimum of $10,000 in new money and maintain a minimum balance of $10,000 for 90 days. A minimum deposit of $50.00 is required to open a Home Town Savings account. $5.00 monthly service charge. Daily available balance of $200 to waive monthly service charge. Minimum daily available balance of $200 to earn an Annual Percentage Yield (APY) current as of 9/26/2024 and subject to change at any time. Current APY is 0.06% for balances $200 to $14,999.99. For balances $15,000 to $49,999.99, the APY is 0.07%. For balances $50,000 to $99,999.99, the APY is 0.15%. For balances $100,000 to $249,999.99, the APY is 0.30%. For balances $250,000 and above, the APY is 0.35%. The rate may change after the account is opened. Monthly Service Charges or fees may reduce earnings. See the branch manager for current rates and terms. Offer subject to change without notice. Employees are not eligible to participate in this promotion. All bonuses will be reported to the internal revenue service. Please Note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification.