Join Trustco Bank as we help Make homeownership a reality

Trustco Bank is now offering $4,000 in down payment assistance for those who qualify for the Home Town First Time Home Buyers Mortgage and meet certain criteria.

Home Town First-Time Home Buyers Mortgage:

  • Only 5% Down Payment Required!
  • Reduced fees saves you over $300!
  • No Tax Escrow Required!
  • $100 deposited into your Tax Savers Account!
  • Low Closing Costs!

Upcoming First-Time Home Buyers Seminars

Join us at one of our upcoming first-time home buyers educational seminars to learn how you could receive $4,000 in down payment assistance.

October 8, 2024

4:00pm - 5:00pm
Elmsford Branch
100 Clearbrook Road
Elmsford, NY 10523
Phone: 914-345-1808

October 15, 2024

4:00pm - 5:00pm
Bronxville Branch
5-7 Park Place
Bronxville, NY 10708
Phone: 914-771-4180

October 22, 2024

4:00pm - 5:00pm
Peekskill Branch
20 Welcher Avenue
Peekskill, NY 10566
Phone: 914-739-1839

November 5, 2024

4:00pm - 5:00pm
Mt. Kisco Branch
222 Main Street
Mt. Kisco, NY 10549
Phone: 914-666-2362

November 26, 2024

4:00pm - 5:00pm
Nyack Branch
388 Route 59
Nyack, NY 10960
Phone: 845-535-3728

December 10, 2024

4:00pm - 5:00pm
Hartsdale Branch
220E Hartsdale Avenue
Hartsdale, NY 10530
Phone: 914-722-2640

All loans subject to credit approval. Eligibility for this program based on income limits and have attended a home buyers seminar. The Home Town First Time Home Buyers Mortgage product offered is a 30-year fixed rate mortgage with a 5% down payment. Income limits vary by county and based on HUD published low/moderate income requirements to determine eligibility. 1 - Tax Savers Savings Account current Annual Percentage Yield (APY) is 0.05% as of 08/09/2024. Rate may change after account is open. No minimum balance required. No minimum balance to open. $100 deposit made at closing. Please note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification. NMLS #474376